Getting By While Awaiting Social Security Disability
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by: albert.tobega
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Q: What can you do to get by financially when your claim for social security disability is still being processed?
A: Waiting for a decision on a social security disability insurance claim can take months or years. Supporting yourself while you wait can be quite stressful. Knowing that the review process can take time, a first step is to plan ahead financially. Try to eliminate all spending that is not mandatory. Even if you can pay for those things now, you need to have a financial cushion should your claim take a year or two. Put any money you save by cutting discretionary spending aside to help you through the time it may take to reach a decision about your social security disability claim. Some claimants restructure their financial obligations to help them through. Some gas and electric companies have aid programs for those with limited income to help pay for winter heating bills. Restructuring a mortgage to allow you to access equity or simply lower your monthly payments can be considered. Some applicants are fortunate to have loved ones that can help them with financial support during the interim period. If you can no longer pay your medical bills, seek assistance. You need to continue to go to the doctor. Many charities offer assistance to pay for medications. Research any health benefits with the state for which you might qualify. You can also go to a free clinic program for certain things. Talk to your doctor about restructuring payment plans. Explain your situation and be proactive before you get in trouble. You may also consider applying for local, state and federal public benefit programs. Some states offer assistance loans that you must pay back once you receive a decision on your social security disability claim. Filing for food stamps and housing assistance may be beneficial for you, if the application process takes longer than expected. If your finances are in trouble because of your wait, it may be wise to seek counsel with a lawyer specializing in social security. It is possible that you qualify for dire need aid with the agency. Dire need status can grant you financial assistance and help your case be processed more quickly.
Q: Can you go to the Social Security office to submit your social security disability application?
A: You can apply for social security disability insurance online, over the phone or in person. Most people believe handling it in person is the most advantageous. Meeting with your claims representative will give you one on one communication. The meeting will be your first opportunity to provide background on your claim and medical condition, and the disability case manager will get to see how your condition currently affects your ability to function. This initial meeting sets the stage for the rest of process. To request an initial appointment in person, call Social Security and tell them you would like to apply for social security disability insurance in person. Social Security will send you written notification of the appointment time and date.
Q: How long does a claim for social security disability benefits take?
A: Decisions on some cases are reached within a few months, while others are not reached for years. A decision for a normal case that has all the required materials is made within 90 days or so. . Articles Social security attorney orlando -- Social security attorney --
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